Tony Umholtz
Mortgage Loan Officer
Office: 813-603-4255
Cell: 813-785-6812
Fax: 813-327-5139
Experience
- Working in the financial services industry since 2002
- Currently focused on providing residential mortgage loan solutions, including conventional, VA, FHA, financing for medical doctors and dentists, construction to permanent lending, and jumbo financing
Education
- University of South Florida, MBA
- University of South Florida, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #377409
- Board Member, Salvation Army
- Board Member, FCA Tampa Bay
- Board Member, USF National Alumni Association
- AAustin H.Posted on 2024-05-08T23:54:40.000Z5.0forTony UmholtzTony and his team were responsive, helpful, and an overall joy to work with. They helped me choose the right mortgage product for me and helped me find the right budget as well. They also made the application and closing process incredibly easy.
- KKenneth A. H.Westminster - COPosted on 2024-05-08T23:52:32.000Z5.0forTony UmholtzI appreciated everyone’s responsiveness at the office (with Tony and Gail even answering me on their vacations) and the ease of the document submission process. There seemed to be a slight hiccup with the home insurance submission (it kept telling me there wasn’t a submission even though the provider through Blend had provided the info) but if that’s the worst thing I can say about the process, I’d say that’s a total success.
- PPrithi D.Orlando - FLPosted on 2024-10-02T00:58:53.000Z5.0forTony UmholtzThe whole team is super efficient and very friendly. The process can be tedious but the people involved made it very easy.
- ssimar B.Posted on 2024-09-23T12:59:48.000Z5.0forTony UmholtzWe had a great experience working with Tony and his team. They are very professional, experienced and approachable. Special thanks to Terra for working on day to day basis on all the open items. Also Cindy and Cosette have been vey helpful and resourceful. Thank you for making the whole process seamless and memorable.
- SSukhmani K. C.Wesley Chapel - FLPosted on 2024-09-23T12:56:36.000Z5.0forTony UmholtzIt was a great experience working Tony and his team. They are very professional, experienced and approachable. I would like to specially thanks Terra for working day to day with me on all the open items. Also Cindy and Cosette were very helpful and resourceful. They made the whole process seamless and memorable!
- MMichael R. P.Saint Petersburg - FLPosted on 2024-09-14T13:42:21.000Z5.0forTony UmholtzTony's group was very easy to work with
- JJohn H. D.Palm Harbor - FLPosted on 2024-09-11T21:18:33.000Z5.0forTony UmholtzGail Daly !!!!!!!!!
- MMelissa E.Posted on 2024-09-02T17:04:08.000Z5.0forTony Umholtz
- MMelissa R. E.Royal Palm Beach - FLPosted on 2024-09-02T17:04:01.000Z5.0forTony UmholtzGreat communication, always accessible. process was smooth and stress-free
- NNick F.Plant City - FLPosted on 2024-09-02T14:02:27.000Z4.0forTony UmholtzThe support was very good. It got a little scary there at the end. We needed to come up with a lot of documents at the 11th hour. They were very understanding and worked with us well.
- HH H.Posted on 2024-08-30T14:23:38.000Z5.0forTony Umholtz
- SSanghong P.Lavon - TXPosted on 2024-08-30T14:23:31.000Z5.0forTony UmholtzVery nice working with
- JJericho C.Tampa - FLPosted on 2024-08-02T16:32:49.000Z5.0forTony UmholtzBuying a house can be a chaotic experience, with all the moving parts that comes with it. Your team has made it a painless and put a lot of unnecessary worries at ease. Thank you.
- NNicole C.Tampa - FLPosted on 2024-08-02T13:11:16.000Z5.0forTony UmholtzEveryone communicated wonderful. Aaron was so helpful and he got us the best rates. The only thing that annoyed me was how many times I was asked about Oasis. I explained four times what it was but it seemed like no one told each other. So I kept answering the same question.
- AArjun R.Posted on 2024-08-01T16:21:23.000Z5.0forTony UmholtzFirst Horizon team - Tony's team - Tony, Gail, Cindy, Ana - were all fantastic. They made the process very easy. They were knowledgeable, courteous, responsive, and pro-active. They shared additional information / advise as we were making a move to a new city. Overall, extremely satisfied with the service and highly recommend this team.
- AArjun R.Tampa - FLPosted on 2024-08-01T16:18:33.000Z5.0forTony UmholtzThe team was extremely responsive, proactive, knowledgeable, and kind. Excellent service.
- NNeil J. M.Bradenton - FLPosted on 2024-07-30T17:58:01.000Z5.0forTony UmholtzCindy C. Bishop
- SSussy D. O. L.Posted on 2024-07-22T15:01:49.000Z5.0forTony UmholtzVery professional and effective service
- SSussy O. L.Jacksonville - FLPosted on 2024-07-22T15:01:06.000Z5.0forTony UmholtzVery professional and timely service
- MMelissa H.Posted on 2024-07-12T12:55:15.000Z5.0forTony UmholtzMy husband and I worked with Aaron, Cindy, and Mary to help us buy our first home. Their customer service is truly unmatched. All of our questions were answered quickly and thoroughly. Buying a home can be stressful, but they were calm and explained everything to us. The entire team was organized, patient, and beyond helpful. We will without a doubt be referring this team to our friends and family.
- LLyonell B. K.Atlanta - GAPosted on 2024-07-08T12:27:50.000Z5.0forTony UmholtzEverything was smooth.
- JJoshua R.Ocala - FLPosted on 2024-07-02T21:09:26.000Z5.0forTony UmholtzFirst Horizon was wonderful to work with throughout the purchase of our new home, especially since we were doing so remotely from out of state. We received exceptional service from Gail and Cindy in particular, who were constantly in communication with us and always replied right away. The whole process was so smooth thanks to the wonderful team we worked with, and we will definitely be using First Horizon in the future, when needed, as well as recommending to our family and friends!
- DDavid W. B.Tampa - FLPosted on 2024-06-30T20:30:40.000Z5.0forTony UmholtzTimely communication at every step. Gail was amazingly helpful and responsive!
- ppilar B.Posted on 2024-06-28T20:59:59.000Z5.0forTony UmholtzI had a fantastic experience with the loan team. They were professional, responsive, and made the entire process smooth and easy. I highly recommend them for their outstanding service!
- MMARIA D. P. B. G.Aventura - FLPosted on 2024-06-28T20:58:49.000Z5.0forTony UmholtzI highly recommend the entire loan team for their outstanding service. They were exceptionally professional and always reachable. The process was smooth and seamless, making our experience truly enjoyable. Thank you for your excellent work!
- KKimberly R. T.Eagan - MNPosted on 2024-06-25T00:17:24.000Z4.0forTony UmholtzPlatform to upload documents was easy to use
- RRahotep A.Posted on 2024-06-19T16:46:01.000Z5.0forTony UmholtzVery professional and made the process smooth.
- RRahotep A.Jacksonville - FLPosted on 2024-06-19T16:45:20.000Z5.0forTony UmholtzPrompt communication
- AAdrian K.New Port Richey - FLPosted on 2024-06-18T14:16:53.000Z4.0forTony UmholtzGail Daily, the mortgage loan assistant, made this experience great. She is pretty much the only reason we keep using First Horizon. The online portal was a mess and we cannot still get into the portal even after contacting IT multiple times.
- AAsif K.Fort Worth - TXPosted on 2024-06-14T21:20:26.000Z5.0forTony UmholtzWe have a wonderful experience with First Horizon thanks to Aaron Laprade. He was always transparent, available and knowledgeable.
- VVictoria P. W.Coral Gables - FLPosted on 2024-06-14T15:45:21.000Z4.0forTony UmholtzPros: Terra was extremely helpful and communicative throughout the whole process. Cons: There were many times where it seemed like there were extra unnecessary documents being requested of us and it was really time consuming trying to get it all together. Several times, once we sent over a requested document that took us a long time to acquire, it was rejected for one reason or another. It felt like we had to jump through a million hoops every step of the way. I understand that a lot of money is on the line but it came across as overly nitpicky.
- AAbigail O.Flowery Branch - GAPosted on 2024-06-11T19:56:07.000Z5.0forTony Umholtzvery thorough and approachable
- LLawrence D. C. I.Saint Augustine - FLPosted on 2024-06-07T15:43:56.000Z5.0forTony UmholtzGood communication and followup through process
- CClauden L.Posted on 2024-06-06T00:42:24.000Z5.0forTony UmholtzExcellent
- LLane W.Posted on 2024-06-05T14:07:55.000Z5.0forTony UmholtzThe team we worked with was incredible. They made the process very easy for us, and their online portal was simple to sign and upload the necessary documents. Everyone on the team answered every question we had and were all kind to us. We would definitely work with their team again!
- RRobert W.Murrells Inlet - SCPosted on 2024-06-05T14:06:33.000Z5.0forTony UmholtzThe entire team we worked with was superb. Everyone was friendly, accessible, knowledgeable, and cared a lot about our success in this process, and it made all the difference.
- SStuart G.Columbus - GAPosted on 2024-05-30T14:40:18.000Z5.0forTony UmholtzHelpful, friendly, professional people.
- KKimberly D. K.Seminole - FLPosted on 2024-05-30T12:45:47.000Z4.0forTony UmholtzGAIL WAS SUCH A PLEASURE TO WORK WITH THROUGHOUT THE PROCESS. THE REST OF THE TEAM WHO CAME IN TOWARDS THE END, WERE EXTREMELY HELPFUL AND MADE OUR HOME PURCHASE EXPERIENCE A GREAT ONE! THANK YOU!
- YYousef A. F.Sachse - TXPosted on 2024-05-27T16:35:00.000Z5.0forTony UmholtzEveryone we dealed with were on top of it great serviice
- HHang H. C.Posted on 2024-05-25T00:56:02.000Z5.0forTony UmholtzAaron went above and beyond to help us as first time home owners. We do not think we could have asked for an easier and smoother process of everything.