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Asset-Based Lending

Access greater borrowing capacity for business growth and expansion.

Experts with deep experience is what sets us apart. More than 40 years and counting. That experience has taught us that great, long-term relationships flourish when all the right questions get asked and needs are anticipated.

Because rates aren't all that matter.

We earn your trust by making approval processes easier and with people who answer the phone whenever you call. That's why many clients have been with us for decades.


Who we serve

Well-established companies needing asset-based lending, lender finance and term debt.

Specializing in manufacturing, wholesale, distribution, transportation, staffing, food & beverage, apparel, B2B lending and oil field services.


You need financing for We offer
  • Working capital
  • Expansion
  • Equipment
  • Recapitalizations
  • Refinancing

Business credit programs that provide liquidity to working capital through personalized, asset-based loans.

Deep experience to help you overcome obstacles and pursue big goals.

Ongoing monitoring of your accounts receivable, inventory, property and fixed assets to provide tailored financing solutions that are flexible enough to pivot as your situation changes.

Grow fast. Grow smarter. Take advantage of:

  • Our company strength to leverage huge opportunities
  • Robust, personal support—even after the deal closes
  • Access to executive team members at exclusive client events
  • Creativity and collaboration in problem solving
  • Anticipation-centric approach to your needs
  • Stability that comes from managing in excess of $3B in 25+ states
  • Special opportunities to connect with our team throughout the year

"In these challenging economic times, a business needs to work with an organization that they can count on, an organization that is willing to take time to understand their business, and an organization where they can build a relationship. First Horizon accomplishes these goals and more. Our relationship with First Horizon has been critical to our success."

– United Capital Funding

Talk with one of our experienced asset-based lending professionals today

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