You're not one size fits all.

$15 monthly service charge can be refunded when you make one direct deposit or bill pay per statement cycle and one of the following:

• $25,000 combined average daily balance in total consumer deposit (checking, savings, money market, CD and IRA) balances.
• $5,000 average daily balance in your SmartView Checking account.
• $2,500.00 in First Horizon credit card purchase transactions. Transactions must post during the SmartView Checking account's statement cycle to be considered eligible.

When your account qualifies for a refund of monthly service charge, we throw in even more benefits:

• Reward Interest: paid at the end of your statement cycle based on your average collected balance.¹


• Reward Tenure Interest: paid on the first $25,000 in collected balances at the end of your statement cycle based on the oldest deposit relationship with the Bank.¹

$25 monthly service charge can be refunded when you maintain a combined average daily balance of $500,000 in total consumer deposits (checking, savings, money market, CD, and IRA) balances, investment accounts with First Horizon Advisors, Inc. and outstanding home equity and mortgage loan balances held in First Horizon’s portfolio² or maintaining a $15,000 combined average daily balance across all consumer checking accounts and make one direct deposit or bill pay per statement monthly and one of the following:

• $100,000 combined average daily balance in total consumer deposits (checking, savings, money market, CD and IRA) balances, investment accounts with First Horizon Advisors, Inc. and outstanding home equity and mortgage loan balances held in First Horizon’s portfolio.² 
• $5,000 monthly debit card and/or credit card purchase transactions. Transactions must post during the TotalView Checking account's statement cycle to be considered eligible.

Qualifying for a refund of monthly service charge entitles you to additional Reward Interest on your TotalView Money Market account:

• Reward Interest paid at the end of your statement cycle based on your TotalView Money Market account average collected balance. ¹