Skip to Main Content
Woman sitting, reading her phone while surrounded by shopping bags.

You're not one size fits all.

So why is your checking account? First Horizon has multiple options so you can pick the one that best meets your needs.

Opening a First Horizon checking account means being your own personal CEO. It's all your financial information streamlined in one location.

  FirstView Apply Now SmartView Apply Now TotalView Apply Now
Free digital and mobile banking Icon of a checkmark Icon of a checkmark Icon of a checkmark
Free standard debit card Icon of a checkmark Icon of a checkmark Icon of a checkmark
No ATM fees when you stay in network Icon of a checkmark Icon of a checkmark Icon of a checkmark
Monthly service charge $0 $15 $25
Minimum opening deposit $50 $50 $50
Interest   Icon of a checkmark Icon of a checkmark
Complimentary account Traditional Savings Money Market Savings TotalView Money Market Savings
Foreign ATM and surcharge fees refunded   Icon of a checkmark Icon of a checkmark
Qualify to refund monthly service charge  

$15 monthly service charge can be refunded when you make one direct deposit or bill pay monthly and one of the following:

  • $25,000 combined average daily balance in your consumer checking, savings, money market, CDs and IRAs
  • $5,000 average daily balance in your SmartView Checking account
  • $2,500 monthly spend on your First Horizon credit card

When you qualify for refunded monthly service charge, we throw in even more benefits:

  • Reward Interest1  and Reward Tenure bonus interest 2 on an exclusive, linked Money Market account 

$25 monthly service charge can be refunded when you maintain an average daily checking balance of $15,000 across all personal checking accounts and make one direct deposit or bill pay monthly and one of the following:

  • $100,000 in total consumer deposit, investment accounts at First Horizon Advisors, Inc. and mortgage loan balances held in First Horizon Bank's portfolio 
  • $5,000 in monthly debit card and/or credit card purchase transactions

Qualifying for a refunded monthly service charge entitles you to additional benefits:

  • Reward Interest on an exclusive, linked TotalView Money Market account 1
Paper statements Icon of a checkmark 3 Icon of a checkmark Icon of a checkmark
Higher daily debit card limits     Icon of a checkmark
Wire fee rebates     Up to $25 per month

Have questions?

Give us a call at 800-382-5465 or find a banking center near you to speak with a banker and determine which option is right for you.