Get a new start with credit
First Horizon Bank’s Secured Visa® card*, let’s you access the purchasing convenience of credit while working to develop a solid history of credit payments that may save you significantly over the course of your financial life.
Secured Visa Card Features and Benefits
- Looks like any other credit card and is accepted worldwide
- Reports your payment history to the credit bureaus, so you can enhance your credit profile
- Protects you with lower credit limits that help you manage credit responsibly, limit debt and make on-time payments
- No annual fee*
- Visa’s Zero Liability Protection** against unauthorized charges
- Chip-enabled fraud protection technology
- Online management via Digital or Mobile Banking
- Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use
How the Card Works
- You apply at any First Horizon Bank branch
- To be approved, you must have a First Horizon Bank Savings account
- Upon approval, you make a cash deposit into your savings account that “secures” your card
- Your cash deposit must be equal to your credit limit.
- Credit limits between $300–$3,000 are available depending on your creditworthiness
- You make on-time monthly payments that help to enhance your credit profile
For more information, view our FAQs.
Apply Today
Visit a First Horizon Bank branch and speak with a representative today to learn more or find out how you can apply.
*Subject to credit approval. Geographic restrictions apply. See Terms and Conditions here.
**Cardholder must notify First Horizon Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
First Horizon Bank. Member FDIC.
