Personal Credit Card Limit Decrease
Existing credit card holders can request a decreased credit limit quickly and easily. Before you begin, make sure you have your current credit card information.
IMPORTANT NOTIFICATION: Please read the following before proceeding.
- This form is for personal credit card holders only
- Secured Visa and Student credit cards are NOT eligible for line decrease requests
- Decrease limit cannot be below $500
- Visa Signature Cards cannot be lowered below $500, as mandated by Visa
- Decrease limit request cannot be below current balance
- Limit Decrease requests are permanent
To continue, please sign in using your Digital Banking username and password. If you have questions about your Visa debit card limit, or do not have Digital Banking credentials, please visit a banking center or call 800-382-5465.