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Richard L. M. I.  

Nashville - TN

Posted on 2024-09-26T17:37:07.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Honestly, Michael is 1 in a million. So is the team around him. I don’t know if this is more First Horizon culture or just really high quality micro-culture, but we couldn’t be happier and we plan to stick with Michael for future home and other financial needs. So lucky to have Michael Ribas and his team Erika Lane, April Harris, and others. Thanks you guys!

M

Michael L. W.  

Nashville - TN

Posted on 2024-09-10T11:17:49.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

extremely responsive. all issues or questions resolved quickly. also, proactive in getting me the best loan options and terms

T

Taylor J. B.  

Nolensville - TN

Posted on 2024-08-29T03:08:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

It was easy and straight forward. Everyone was very helpful and informative and quick in response.

K

Kevin J. F.  

Smyrna - TN

Posted on 2025-04-01T23:38:23.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

First Horizon loan officer Michael Ribas did a great job faciliating our home loan and helping us to build valuable connections to bankers and other companies crucial in our home buying process. We are thankful we got to buy our first home with him as our loan officer. We feel very confident working with First Horizon for years to come.

D

David J. S.  

Brentwood - TN

Posted on 2025-03-27T19:23:41.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were incredibly helpful throughout the process. Any time I had a question or concern, they would respond quickly and provide answers that gave us confidence every step of the way.

J

Joanna L. C.  

Brentwood - TN

Posted on 2025-03-25T14:06:45.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael is the absolute best and made the process so seamless! He was available after hours on a Saturday night to draft our home offer. Without his willingess to work after hours for us, we would have lost the house to another bidder! Michael is friendly, professional, and extremely knowledgeable. I had a myriad of questions about the morgage types available, from VA to physicians to traditional jumbo, and he answered them all fully with charts and videos. I give him my highest recommendation for anyone in need of a mortgage!

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Ravi S.  

Posted on 2025-03-04T16:18:45.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael Ribas and his team at First Horizon Mortgage are fantastic! I've referred multiple clients to them and they always do a tremendous job. You can expect a silky smooth transaction with excellent communication. As a bonus they're often ready to close earlier than expected. Five stars all around.

J

Jenna L. G.  

White Bluff - TN

Posted on 2025-01-07T17:31:46.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Team was efficient, helpful and professional.

K

Kalyna B.  

New Orleans - LA

Posted on 2025-01-04T21:20:11.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very communicative and helpful, and was always on the ball!

B

Brendan T. F.  

Nashville - TN

Posted on 2024-12-19T05:06:46.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was very responsive and helpful throughout the whole process.

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Rachel K.  

Nashville - TN

Posted on 2024-12-02T16:48:44.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team helped me understand parts of the process I had several questions on and made it easy to understand. He and his team were very responsive to my questions and requests.

C

Cody T. D.  

Bryant - AR

Posted on 2024-12-02T14:42:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

thabkful to be working together

D

Dean E.  

Posted on 2024-11-22T02:22:37.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

My team was excellent in communications. I never felt uncomfortable during the whole loan process. Michael, April, and Erika were very prompt and professional.

D

Dean R. E.  

Southport - NC

Posted on 2024-11-22T02:18:50.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

The team was always available and helpful when I had questions or concerns. Michael and April anwered my call or returned my e-mail very quickly.

C

Coy P. M.  

Franklin - TN

Posted on 2024-11-19T01:01:40.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

We've been with Michael through 3 different mortgages and he has remained communicative, transparent, and helpful throughout all three.

W

Wendy Z.  

Posted on 2024-10-18T17:01:16.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Professional and efficient team

X

Xiu F. Z.  

Nashville - TN

Posted on 2024-10-18T16:59:21.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Professional and efficient team

J

James A. W.  

Spring Hill - TN

Posted on 2024-10-11T12:55:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Better communication - especially regarding closing and the amount of time required to fund the loan. We were told by the notary that the loan could be funded in 72 hours- which would have been 2:30 on Friday, but it didn’t actually fund until Tuesday. The title company sent the house payoff to our account- making us get involved in paying off the mortgage- should have wired funds directly. Payments that were to go to pay off debt were also sent to us to deal with. Would have been much easier if the payoff amounts would have been wired to us and payments could have been made instantly online (proof of payments could have been provided) but instead, we had to pay more than $200 to send the payments 2-day to avoid extra interest charges. This is not the first refi we have done- but it definitely was the messiest. We are glad it’s over.

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Richard M.  

Posted on 2024-09-26T17:37:51.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

T

Taylor K. B.  

Nolensville - TN

Posted on 2024-08-26T12:12:13.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

It was easy to complete the items. Michael and the team were very responsive to questions I had.

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Paula E. P.  

Nashville - TN

Posted on 2024-08-15T01:53:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Great communication through the process Thank you

T

Troy Â. B.  

Posted on 2024-08-03T20:25:55.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Great experience applying for mortgage. Simple and efficient. Great people to work with.

T

Troy J. B.  

Gallatin - TN

Posted on 2024-08-03T20:25:11.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very clear and efficient process. Great communication and always available to answer questions and guide me through each step.

A

Andrew B.  

Nashville - TN

Posted on 2024-08-01T15:12:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very on top of things and guided us through this process seamlessly. Very pleasant to work with and answered all questions

V

Viviane W.  

Posted on 2024-07-27T19:11:03.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Thanks for all your help!

V

Viviane M. W.  

Cookeville - TN

Posted on 2024-07-27T19:10:39.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was very responsive and made the whole process easy.

C

Christopher R. E.  

Santa Rosa Beach - FL

Posted on 2024-07-27T14:04:33.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Everything really. Website portal easy to use, good rate, always willing to answer questions along the way, prompt communications. All good!

A

Anderson W.  

Posted on 2024-07-22T14:05:19.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

A

Anderson H. W.  

Cookeville - TN

Posted on 2024-07-22T14:05:11.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Would recommend Michael Ribas to anyone.

M

Merrick M.  

Franklin - TN

Posted on 2024-07-17T01:39:59.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

service and responsiveness

S

Steven J. B.  

Whitwell - TN

Posted on 2024-07-10T14:07:19.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and Team are fantastic to work with, very knowledgeable and timely. Michael has built a relationship with me for multiple years prior to even closing on a mortgage with him. Highly recommend him and his team. Will be back for future mortgages.

L

Lily K.  

Posted on 2024-07-09T14:41:36.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

L

Lillian B. B.  

Nashville - TN

Posted on 2024-07-09T14:41:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were amazing communicators. All our questions were answered within minutes. They made the whole process so easy and organized.

M

Maegan K. E.  

Joelton - TN

Posted on 2024-07-08T13:20:03.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Process was very easy to get everything turned in and signed! Enjoyed working with you

M

Matthew R.  

Posted on 2024-07-08T13:16:17.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

M

Matthew D. R.  

Nolensville - TN

Posted on 2024-07-08T13:15:58.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very responsive. It is hard in my line of work to have time between 9 to 5 to handle banking items. The flexibility and quick response times made it so the loan process didn’t get drawn out over months.

J

James D.  

Franklin - TN

Posted on 2024-06-27T13:37:51.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael Ribas was great. Informative and responsive throughout the process.

M

Megan E. S. S.  

Hixson - TN

Posted on 2024-06-21T12:54:02.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very responsive and helpful!

G

George K.  

Brentwood - TN

Posted on 2024-06-19T03:17:19.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

From the First Horizon bank agent (Allie Barringer) to (Michael Ribas) and (Erica Lane and April Harris) we have been treated as the most important client. Our concerns were address in a timely manner; also all of our questions were answered in detail. They all were professional and experience to our concerns and question; and made us feel comfortable all the way through the process. I would recommend anyone that ask; to use this service without a doubt. Your staff show --- that they were second to none. Great Job All Appreciate all of your professionalism The Kings

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Patrick M. L.  

Nashville - TN

Posted on 2024-05-30T12:30:00.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Great experience