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Get up to $800 when you open a BizEssentials Checking account.**

A big offer for small business owners.

Fill out this form to open an account today.

This bonus gives you more than cash.

When you open any BizEssentials Checking account, you not only have the chance to earn up to $800, but you’ll also have access to the big bank resources you need to grow your business and the small bank attention that listens to and understands your needs. 

  • Counsel that creates deposit structures 
  • More visibility into how your money is coming in and going out
  • A deeper understanding of your lending and capital needs
  • A better cash system for your business – so you can take advantage of growth opportunities

Here’s how to qualify for either an $800 or $400 bonus:

$800 cash bonus**

  • Deposit $25,000 into the new BizEssentials Checking account within 15 days of the account opening.
  • Maintain at least a $25,000 average daily collected balance for the first 3 full statement cycles.
  • Conduct 20 qualifying transactions within the first 3 full statement cycles.

$400 cash bonus*

  • Deposit $5,000 into the new BizEssentials Checking account within 15 days of the account opening.
  • Maintain at least a $5,000 average daily collected balance for the first 3 full statement cycles.
  • Conduct 20 qualifying transactions within the first 3 full statement cycles.

Business Checking
What are you looking for? Account to consider Benefits and Fees All accounts come with...
Convenience BizEssentials Checking
  • No monthly maintenance fee
  • No fee on first 250 transactions***
  • No fee on first $5,000 deposited in coin and currency
 Banking Online with Bill Pay


Mobile Banking1


Mobile Deposit
BizEssentials® Plus Checking
  • $15 monthly maintenance fee****
  • No fee on first 500 transactions***
  • No fee on first $10,000 deposited in coin and currency
Growth Potential BizEssentials® Interest Checking
  • Interest earned on balances
  • $15 monthly maintenance fee****
  • No fee on first 250 transactions***
  • No fee on first $10,000 deposited in coin and currency

Still have questions?

Visit a banking center near you for help opening your BizEssentials Checking account.
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Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months. Opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates. Limit one bonus per company.

*To qualify for the $400 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 12/31/2024, deposit at least $5,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $5,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three (3) full statement cycles in the eligible First Horizon Bank checking account.

**To qualify for the $800 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 12/31/2024, deposit at least $25,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $25,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three (3) full statement cycles in the eligible First Horizon Bank checking account.

*** Transactions include paper checks, checks deposited and deposit slips. Electronic transactions (including debit card transactions) and mobile deposits are included in the transaction totals.

**** The monthly maintenance fee is waived when you maintain an average daily ledger balance of $10,000 or more or a combined balance of $25,000 or more. Accounts eligible for combined balance must be reported under the same tax identification number or Social Security number associated with the BizEssentials Checking account and includes business loans, lines of credit, credit card, savings, certificate of deposit, and personal checking and savings accounts.

1 Mobile data and messaging carrier rates may apply.

BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking accounts require a $100 minimum opening deposit. A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card. The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to bank approval. Other terms and conditions of your account are disclosed in your depositor agreement.

Insurance Products, Investments & Annuities: Not A Deposit, Not Guaranteed By The Bank Or Its Affiliates, Not FDIC Insured, Not Insured By Any Federal Government Agency, May Go Down In Value

Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.

Insurance Products and Annuities: May be purchased from any agent or company, and the customer’s choice will not affect current or future credit decisions.

First Horizon Advisors is the trade name for wealth management products and services provided by First Horizon Bank and its affiliates. Trust services and financial planning provided by First Horizon Bank.

Investment management services, investments, annuities, and financial planning available through First Horizon Advisors, Inc., member FINRA, SIPC, and a subsidiary of First Horizon Bank. Arkansas Insurance License # 416584.

Insurance products available through First Horizon Insurance Services, Inc. (”FHIS”), a subsidiary of First Horizon Bank. Arkansas Insurance License # 100102095.

First Horizon Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from state insurance licensing requirements.

The contents of this website are for informational purposes only. Nothing on this website should be considered investment advice; or, a recommendation or offer to buy or sell a security or other financial product or to adopt any investment strategy.

First Horizon Advisors does not offer tax or legal advice. You should consult your personal tax and/or legal advisor concerning your individual situation.

First Horizon Bank. Member FDIC.