Michael Ribas
Mortgage Loan Originator
Experience
- Working in mortgage banking in the Nashville area since 2010
- Currently specializes in providing home mortgages to buyers in the Nashville area, including musicians, doctors, executives and first-time homebuyers
Education
- Vanderbilt University, B.A.
PROFESSIONAL AFFILIATIONS/LICENSES
- Nationwide Mortgage Licensing System and Registry (NMLS) #232275
- RRichard L. M. I.Nashville - TNPosted on 2024-09-26T17:37:07.000Z5.0forMichael RibasHonestly, Michael is 1 in a million. So is the team around him. I don’t know if this is more First Horizon culture or just really high quality micro-culture, but we couldn’t be happier and we plan to stick with Michael for future home and other financial needs. So lucky to have Michael Ribas and his team Erika Lane, April Harris, and others. Thanks you guys!
- MMichael L. W.Nashville - TNPosted on 2024-09-10T11:17:49.000Z5.0forMichael Ribasextremely responsive. all issues or questions resolved quickly. also, proactive in getting me the best loan options and terms
- TTaylor J. B.Nolensville - TNPosted on 2024-08-29T03:08:48.000Z5.0forMichael RibasIt was easy and straight forward. Everyone was very helpful and informative and quick in response.
- DDean R. E.Southport - NCPosted on 2024-11-22T02:18:50.000Z5.0forMichael RibasThe team was always available and helpful when I had questions or concerns. Michael and April anwered my call or returned my e-mail very quickly.
- CCoy P. M.Franklin - TNPosted on 2024-11-19T01:01:40.000Z5.0forMichael RibasWe've been with Michael through 3 different mortgages and he has remained communicative, transparent, and helpful throughout all three.
- XXiu F. Z.Nashville - TNPosted on 2024-10-18T16:59:21.000Z5.0forMichael RibasProfessional and efficient team
- JJames A. W.Spring Hill - TNPosted on 2024-10-11T12:55:26.000Z5.0forMichael RibasBetter communication - especially regarding closing and the amount of time required to fund the loan. We were told by the notary that the loan could be funded in 72 hours- which would have been 2:30 on Friday, but it didn’t actually fund until Tuesday. The title company sent the house payoff to our account- making us get involved in paying off the mortgage- should have wired funds directly. Payments that were to go to pay off debt were also sent to us to deal with. Would have been much easier if the payoff amounts would have been wired to us and payments could have been made instantly online (proof of payments could have been provided) but instead, we had to pay more than $200 to send the payments 2-day to avoid extra interest charges. This is not the first refi we have done- but it definitely was the messiest. We are glad it’s over.
- TTaylor K. B.Nolensville - TNPosted on 2024-08-26T12:12:13.000Z5.0forMichael RibasIt was easy to complete the items. Michael and the team were very responsive to questions I had.
- PPaula E. P.Nashville - TNPosted on 2024-08-15T01:53:48.000Z5.0forMichael RibasGreat communication through the process Thank you
- TTroy J. B.Gallatin - TNPosted on 2024-08-03T20:25:11.000Z5.0forMichael RibasVery clear and efficient process. Great communication and always available to answer questions and guide me through each step.
- AAndrew B.Nashville - TNPosted on 2024-08-01T15:12:26.000Z5.0forMichael RibasVery on top of things and guided us through this process seamlessly. Very pleasant to work with and answered all questions
- VViviane M. W.Cookeville - TNPosted on 2024-07-27T19:10:39.000Z5.0forMichael RibasMichael was very responsive and made the whole process easy.
- CChristopher R. E.Santa Rosa Beach - FLPosted on 2024-07-27T14:04:33.000Z5.0forMichael RibasEverything really. Website portal easy to use, good rate, always willing to answer questions along the way, prompt communications. All good!
- AAnderson H. W.Cookeville - TNPosted on 2024-07-22T14:05:11.000Z5.0forMichael RibasWould recommend Michael Ribas to anyone.
- MMerrick M.Franklin - TNPosted on 2024-07-17T01:39:59.000Z5.0forMichael Ribasservice and responsiveness
- SSteven J. B.Whitwell - TNPosted on 2024-07-10T14:07:19.000Z5.0forMichael RibasMichael and Team are fantastic to work with, very knowledgeable and timely. Michael has built a relationship with me for multiple years prior to even closing on a mortgage with him. Highly recommend him and his team. Will be back for future mortgages.
- LLillian B. B.Nashville - TNPosted on 2024-07-09T14:41:26.000Z5.0forMichael RibasMichael and his team were amazing communicators. All our questions were answered within minutes. They made the whole process so easy and organized.
- MMaegan K. E.Joelton - TNPosted on 2024-07-08T13:20:03.000Z5.0forMichael RibasProcess was very easy to get everything turned in and signed! Enjoyed working with you
- MMatthew D. R.Nolensville - TNPosted on 2024-07-08T13:15:58.000Z5.0forMichael RibasVery responsive. It is hard in my line of work to have time between 9 to 5 to handle banking items. The flexibility and quick response times made it so the loan process didn’t get drawn out over months.
- JJames D.Franklin - TNPosted on 2024-06-27T13:37:51.000Z5.0forMichael RibasMichael Ribas was great. Informative and responsive throughout the process.
- MMegan E. S. S.Hixson - TNPosted on 2024-06-21T12:54:02.000Z5.0forMichael RibasVery responsive and helpful!
- GGeorge K.Brentwood - TNPosted on 2024-06-19T03:17:19.000Z5.0forMichael RibasFrom the First Horizon bank agent (Allie Barringer) to (Michael Ribas) and (Erica Lane and April Harris) we have been treated as the most important client. Our concerns were address in a timely manner; also all of our questions were answered in detail. They all were professional and experience to our concerns and question; and made us feel comfortable all the way through the process. I would recommend anyone that ask; to use this service without a doubt. Your staff show --- that they were second to none. Great Job All Appreciate all of your professionalism The Kings
- PPatrick M. L.Nashville - TNPosted on 2024-05-30T12:30:00.000Z5.0forMichael RibasGreat experience
- SSang H. K.Murfreesboro - TNPosted on 2024-05-16T12:44:25.000Z5.0forMichael RibasMichael Ribas and his team were very responsive and helpful throughout the whole process. The rates he provided were significantly better than other loan providers. I would highly recommend him to anyone looking to purchase a home in TN.
- LLauren L.Murfreesboro - TNPosted on 2024-05-13T15:01:17.000Z5.0forMichael RibasMichael has been very informative and responsive. Felt very taken care of and would recommend to anyone.
- AAudrey L. B.Nashville - TNPosted on 2024-05-10T01:48:50.000Z5.0forMichael RibasFriendly, knowledgeable, and quick/efficient responses throughout the process.
- JJoshua R. G.Brentwood - TNPosted on 2024-05-08T22:28:37.000Z5.0forMichael RibasEase of communication, always available, and easy to understand explanations.
- FForrest P. A.Nashville - TNPosted on 2024-05-06T22:19:37.000Z5.0forMichael RibasNo issues. Great experience
- HHeather K. M.Burns - TNPosted on 2024-05-02T03:37:41.000Z5.0forMichael RibasKnowlegdable, friendly, and easy to work with. Will definitely recommend to friends and family in the future.
- IIan C. M.Nashville - TNPosted on 2024-04-12T14:16:55.000Z5.0forMichael RibasVery easy and thorough communication, lots of updates and reminders sent via email regarding status/progress. Whole team was helpful and pleasant to interact with.
- CCarl M. L. J.Brentwood - TNPosted on 2024-04-02T22:28:02.000Z5.0forMichael RibasThis was a difficult transaction on a niche product (C2P) in a up and down economy. Happy that we were able to get it across the finish line and thanks for all the hard work.
- AAnderson H. W.Nashville - TNPosted on 2024-03-31T12:12:37.000Z5.0forMichael RibasGreat experience. I am a repeat customer.
- VViviane M. W.Nashville - TNPosted on 2024-03-22T12:52:06.000Z5.0forMichael RibasMichael was always responsive
- JJeffrey P. N.Decatur - GAPosted on 2024-03-11T12:44:32.000Z5.0forMichael RibasMichael’s team was very responsive, and the various online tools made the tedious part of document gathering much simpler.
- PPeter C. W. J.Nashville - TNPosted on 2024-03-01T21:07:04.000Z5.0forMichael RibasFirst home. Great experience!
- AAditi B.Nashville - TNPosted on 2024-02-19T13:40:09.000Z5.0forMichael RibasEase of communication and responsiveness of team
- GGeorge A. T.Nashville - TNPosted on 2024-02-13T16:21:31.000Z5.0forMichael RibasMike is the best!
- MMark N. B.College Grove - TNPosted on 2024-02-09T12:45:48.000Z5.0forMichael RibasMichael was fantastic through the entire process of securing a mortgage and closing on the new house we purchased. He and his team answered all of our questions, were accessible and always professional. It has led us to decide to also do our banking with First Horizon. He has been nothing but incredible through the entire process.
- AAmara A. B. M.Nashville - TNPosted on 2024-01-13T16:34:12.000Z5.0forMichael RibasMichael was very helpful in better understanding the ins and outs of mortgages, since we were first time home buyers. He also promptly answered questions and was always clear about next steps. Thanks to you and your team, Michael.
- JJames S. O.Lebanon - TNPosted on 2024-01-02T13:58:16.000Z5.0forMichael RibasThe team and their response to questions.