Chip-Enabled Debit and Credit Cards

First Horizon Bank’s Visa^® Debit and Credit Cards have chip-enabled technology designed to offer you enhanced card security against potential fraud.

How It Works

Every time you use your card at a chip-enabled terminal, the embedded chip protects your information by creating a unique transaction code that changes with every transaction. This helps to prevent stolen data from being fraudulently used.

Chip Card Benefits

• Chip-enabled cards provide greater fraud protection.
• Cardholders enjoy global acceptance.

The Checkout Experience

1. Insert the chip end of your card into the terminal with the chip facing up (instead of swiping).
2. Keep your card in the terminal to complete your purchase.
   For terminals that are not chip-enabled, simply swipe your card as you do today.
3. Remove your card when prompted and take your receipt.

Wave and Pay

For purchases under $75, our consumer credit cards and select business credit cards are equipped with a contactless payment feature. When you see the contactless symbol on the terminal and your transaction is less than $75, just wave your credit card in front of the terminal to start your transaction. Follow the prompts from there.