Personal Unsecured Loans
Get a competitive rate and fixed monthly payments throughout your term.
First Horizon offers unsecured personal loans to help you work toward your financial goals. Our unsecured lending solutions service you with easy access to your funds for a variety of uses, without requiring collateral. Explore unsecured personal loan benefits and how our expert team of advisors can help you achieve your personal goals.
What's an unsecured personal loan?
A loan that gives you the total amount you are borrowing up front and requires fixed monthly payments throughout your loan term.
Loan Amount
- Minimum: $2,000
Terms and Repayment
- Minimum term: 12 months
- Maximum term for < $5,000: 36 months
- Maximum term for ≥ $5,000: 60 months
- Installment loan repayment: Equal monthly payments to fully amortize the note
Asset Requirements
- $15,000 – $50,000 loan: 12 months in asset reserves of the qualifying payment
- > $50,000 loan: 1x loan amount in asset reserves
Asset reserves, such as checking accounts, savings accounts, certificates of deposits, retirement accounts, IRAs and stocks may be with financial institutions other than First Horizon.
