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Soren L.  

Bushnell - FL

Posted on 2024-11-19T00:00:00.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

I can’t express my gratitude to Frank and his team enough. Adapted to change and foresaw the only problem I’d have and saved me weeks of headache. Frank is an expert and his team is top tier.

J

Jose A. G.  

Auburndale - FL

Posted on 2024-11-18T20:42:41.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

I'm very glad that I used Frank as my loan officer. He is so professional very good at communicating. Never had any issues . very good at sending email getting any information I needed. I would recommend Frank to anyone. He was so wonde always was there to help, give information repeat it as much as needed. Always got back to me. i honestly don't know how he found so much time to be so helpful. He would take hours of his workday and even personal time to be of service. Thank you

S

Soren L.  

Posted on 2024-11-15T00:02:00.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Can’t recommended Frank enough. His knowledge and experience made buying this house easy

S

Soren C. L.  

Lake Panasoffkee - FL

Posted on 2024-11-15T00:00:59.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank made the entire process absolutely painless. He anticipated problems and had solutions ready. 10/10

M

Marie B. V.  

Deltona - FL

Posted on 2024-11-11T15:55:22.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Mr. Calbeto's professionalism made the entire process, from beginning to end, seamless. He maintained effective communication, answering all my questions thoroughly and following through on every step. It was his commitment and hard work that made the purchase of my new home a reality. I'm wholeheartedly grateful.

R

Ruth A.  

Posted on 2024-11-05T14:46:33.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

M

Martha A.  

Deltona - FL

Posted on 2024-11-05T14:46:20.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Very good service

R

Raymond O. C. G.  

Deltona - FL

Posted on 2024-11-05T12:14:10.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

El señor frank fue de gran ayuda, explico a detalle, muy buena cominicacion, volveria hacer negocios com first horizon, Gracias!!! Por todo!!!

R

Robert S. J.  

Keystone Heights - FL

Posted on 2024-10-28T08:55:05.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Amazing experience! As a Realtor, I have worked with many lenders, however, as a Buyer I am happy a fellow Realtor directed me to Frank Calbeto. Frank not only answered my phone calls, if I left a message, he returned my call promptly. He was patient and provided information throughout the entire process, and more times than not, he called with answers before I even had a question. We remained on track with the original closing date until Hurricane Milton caused a delay for insurance. Frank was steady, keeping a close eye on the extension, FEMA announcements, re-appraisal, and pushing it all through underwriting to ensure a smooth closing transaction without further delay. Thank you, Frank! We are so happy we found you!!!

A

Amber H.  

Posted on 2024-10-17T16:35:19.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was wonderful to deal with! He was extremely professional and very knowledgeable about the products available to me. He was able to close this loan extremely quickly!

J

Jonathan H.  

Deland - FL

Posted on 2024-10-17T16:34:51.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was fantastic to work with. This was probably the easiest transaction I've ever done. He was professional and very knowledgeable about the products available to us. I still can't believe how quickly he got everything done!

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Shajaira V.  

Orlando - FL

Posted on 2024-09-26T12:33:04.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank made it easy the whole process and was always there when we had questions or when we needed help with anything. Thank you so much, Frank!

H

Halia V.  

Orlando - FL

Posted on 2024-09-23T12:17:40.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank’s assistance throughout our entire process was amazing. His prompt communication, guidance and support made this process very smooth. I’d recommend Frank to anyone who needs assistance during their home buying experience!

B

Brandon B.  

Posted on 2024-08-30T12:35:04.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank made everything work smoothly. He stayed in communication with every step in the process and always ensured my questions were answered which put me at ease. It was almost too easy and I’m very grateful to Frank and the team at Horizon.

B

Brandon I. B.  

Orange City - FL

Posted on 2024-08-30T12:34:47.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank made everything work smoothly. He stayed in communication with every step in the process and always ensured my questions were answered which put me at ease. It was almost too easy and I’m very grateful to Frank and the team at Horizon.

J

Joel H.  

Orlando - FL

Posted on 2024-08-20T21:36:05.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Great team. Will continue to do business

A

Amber G.  

Posted on 2024-07-04T14:53:05.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank did an amazing job keeping me updated, guiding me through the whole process, and made the process easy to understand since I am a first time home buyer. Everything was done fast and easy thanks to Franks help!

A

Amber L. G.  

Deltona - FL

Posted on 2024-07-04T14:51:59.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank did an amazing job keeping me updated, guiding me through the whole process, and made the process easy to understand since I am a first time home buyer. Everything was done fast and easy thanks to Franks help!

D

Dara Q.  

Posted on 2024-06-20T13:28:22.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was very attentive and quick to respond to all my dumb questions. He was also reassuring and didn't tell me, not one time, that my questions were pretty self explanatory lol. Will definitely recommend and use his services again. The platform made it easy for me to quickly get my documents submitted too! I will always be grateful to Frank, he kept me calm and managed to secure an $8,000 grant towards my closing. Cannot say thank you to him and the team enough!!

T

Terry S. B.  

Deltona - FL

Posted on 2024-06-20T13:28:04.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was very attentive a d quick to respond to all my dumb questions. He was also reassuring and didn't tell me, not one time, that my questions were pretty self explanatory lol. Will definitely recommend and use his services again. The platform made it easy for me to quickly get my documents submitted too! I will always be grateful to Frank, he kept me calm and managed to secure an $8,000 grant towards my closing. Cannot say thank you to him and the team enough!!

R

Rodolfo P. H.  

Deltona - FL

Posted on 2024-06-10T16:54:41.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank Calbeto was very professional,accurately,organized, efficiently and communicative on the process on the purchases of our house

L

Lucas N.  

Posted on 2024-05-02T14:33:51.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was excellent help for not only the mortgage application process but the entire home buying process. He was always easy to reach by phone or email and very fast to respond. All the estimated figure I received were accurate to the final numbers when closing on our house. Frank also helped me resolve an issue I have had with my credit score for a few years. I would recommend anyone looking to begin the mortgage application process to give Frank a call or visit him in the office. Top notch person and overall service!

L

Lucas N.  

Deland - FL

Posted on 2024-05-02T14:33:27.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was excellent help for not only the mortgage application process but the entire home buying process. He was always easy to reach by phone or email and very fast to respond. All the estimated figure I received were accurate to the final numbers when closing on our house. Frank also helped me resolve an issue I have had with my credit score for a few years. I would recommend anyone looking to begin the mortgage application process to give Frank a call or visit him in the office. Top notch person and overall service!

A

Anton E.  

Deltona - FL

Posted on 2024-04-29T17:28:34.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

The entire transaction flowed with ease showing your kind service and expertise…

W

Wyatt F.  

Orange City - FL

Posted on 2024-04-23T04:11:30.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was very prompt, explanatory and kept us in high hopes. He saw the process through and absolutely delivered. Fair fees and overall just a calm, collected and knowledgeable experience to work with. Thank you for securing our home!

A

Alma J. S.  

Ormond Beach - FL

Posted on 2024-04-05T17:38:19.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Everything!

A

Angélica M. M. P.  

Posted on 2024-03-28T23:52:44.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank is a personable person who goes out of his way to understand what you are looking for from his services. He is always in communication and knows how important customer service is when it comes to making a purchase. We were very satisfied with his work. We recommend it 100% to everyone.

A

ANGELICA M. M. P.  

Jacksonville - FL

Posted on 2024-03-28T23:51:35.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank is a personable person who goes out of his way to understand what you are looking for from his services. He is always in communication and knows how important customer service is when it comes to making a purchase. We were very satisfied with his work. We recommend it 100% to everyone.

L

Lance L.  

Posted on 2024-03-19T12:24:40.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank did a great job of getting us the best offer he could, making sure we understood everything, and answering our questions whenever they came up. He really helped make this a smooth process for us.

L

Lance L.  

Deltona - FL

Posted on 2024-03-19T12:24:21.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank did a great job of getting us the best offer he could, making sure we understood everything, and answering our questions whenever they came up. He really helped make this a smooth process for us.

S

Sydney S.  

Port Orange - FL

Posted on 2024-03-01T21:42:13.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

I am so pleased with Frank! He laid everything out to be easily understood for us as first time home buyers. He was quick to answer phone calls and get back to us with answers to questions we had. He even came to our closing which warmed my heart ❤️. We love Frank and we believe no one could have done a better job!

D

Dale M.  

Posted on 2024-02-26T13:28:16.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank is awesome! He’s very knowledgeable and honest. I was very appreciative of how quickly Frank works and how simple he made the whole process. Thank you Frank!

D

Dale A. M. I.  

Port Orange - FL

Posted on 2024-02-26T13:28:07.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank is awesome! I couldn’t have asked for a better Loan officer, if I could give him a 10 star rating I would.

N

Neena R.  

Posted on 2024-02-05T16:15:50.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank from First Horizon was so knowledgeable and always responded swiftly to any questions or concerns we had. We would 1000% recommend Frank and his team. They were absolutely wonderful. We are beyond grateful for them and how smooth they made this process of purchasing a home for us. Thank you Frank! ❤️

N

Neena R.  

Debary - FL

Posted on 2024-02-05T16:12:25.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank did an outstanding job helping me through our closing process. He was very knowledgeable and always responded quickly to any of my questions. We are beyond grateful for his assistance in purchasing our first home. Thank you Frank for your patience and kindness!

y

yh4ron  

Posted on 2024-01-25T22:54:18.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

O

Olga P. P.  

Davenport - FL

Posted on 2024-01-25T22:54:14.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

we were struggling to buy a house but this really helped us close the contract much faster and easier

D

DJ P. G.  

Posted on 2024-01-21T15:23:13.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was awesome to work with. He was always straight forward and would the upsides and downsides to the options that were presented to me while using my VA loan. He also made sure to help me to stay with an affordable debt to ratio. Would recommend anyone buying a home to work with Frank.

R

Robert S. I.  

Deland - FL

Posted on 2024-01-21T15:21:19.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto

Frank was very straight forward with me from the beginning and was always very helpful in answering all my questions as well as making sure to ask everytime if I had any other questions. From the very beginning Frank let me know there were different options when it came to using my VA loan and that we would go with best financial route. My options were always given to me and then explained very well.

B

Bob R.  

Posted on 2020-01-04T22:49:18.000Z

5.0 ★ ★ ★ ★ ★

for

Frank Calbeto