The following is a list of the information we'll need to start processing your refinance loan. If you have questions about anything on the list, contact your First Horizon relationship manager.

You will need the following information for the borrower and any co-borrower(s):

Loan Information

• Purpose of your refinance (change in rate-no cash out, cash out/other, home improvement, debt consolidation, change in loan type-no cash out)
• Amount you would like to borrow
• Current estimated value of the property

Property Information

• Type of property (single family, condo, etc.)
• Use of property (primary residence, second home or investment property)
• Address of the property

Personal Information

• Legal name of borrower and any co-borrower(s)
• Social security number(s)
• Years in school
• Marital status
• Address of current primary residence (if resident for less than 2 years, provide previous address)
• Number of dependents and birth date for each dependent
• Employment information (employer, job title, employer's address, and tenure, for the past 2 years)

Income Information

• All sources and amounts of monthly income (borrower and co-borrower(s): salary, overtime, bonuses, commission, dividends, interest, retirement, and any other source of income you'd like for us to consider for repaying your loan
• Current expenses (housing, alimony, child support, and other balance(s) owed)
• Real estate assets owned: property address, market value, outstanding liens, rental income, and mortgage payments
• Other assets, bank and financial institution accounts: bank/institution name(s), account type(s), and balances(s); value of bonds, stocks, life insurance policies, retirement funds, and automobiles

Once you've gathered all the above information, you're ready to complete our online loan application. After you've applied, your First Horizon relationship manager will contact you to discuss the status of your application, and we'll let you know when we've finished processing your application. We'll also let you know about any other documents we may need to complete your loan's processing.